About Dave and Janine
Janine Bay Cutler graduated from San Diego State University in 2004, with a B.S. in Financial Services. She has always had an interest in personal finance, so the field of financial planning just came naturally to her. She has an incredible attention to detail, and is a genuine person of her word. Her people skills are second to none, and she is a voracious reader who is always focusing on self-improvement. Her credentials include:
Licenses:
California State Insurance License (Life and Health)
Registered Representative, FINRA - Series 6, Variable Contracts
Registered Representative, FINRA - Series 63, State Regulations
Registered Representative, FINRA - Series 26, Limited Principal
Certifications:
Certified - Variable Annuities
Certified - Long-Term Care Insurance
Certified - California Partnership Program (LTC Insurance)
David Brian Cutler graduated from San Diego State University in 2005, with a B.A. in Sociology. He spent many years in the restaurant industry as a trainer, and his love for coaching and training has carried over well into the financial planning profession. He is known by his peers as one of the most patient advisors in the field, and his level of professionalism is an attribute that he is admired for. His credentials include:
Licenses:
California State Insurance License (Life and Health)
Registered Representative, FINRA - Series 6, Variable Contracts
Registered Representative, FINRA - Series 63, State Regulations
Certifications:
Certified - Long-Term Care Insurance
Certified - California Partnership Program (LTC Insurance)
Our Staff: - Andrew Rowley - Serving South Riverside, North San Diego, and Orange counties
- Ed Chavez - Serving Ontario and surrounding areas
- Tawny Miranda - Serving Rancho Cucamonga and surrounding areas
- Shirley Guevara - Serving Corona and surrounding areas
- Juan Campos - Serving Chino and surrounding areas
- Zeneida Flores - Serving San Diego County
Creation Team is committed to helping individuals and families become
completely debt free and totally financially independent.
Founded in 2004, Creation Team marks the new revolution of financial services professionals. We are dedicated to helping families and individuals solve the most pressing problems relating to personal finance, and help people get on the road to financial independence. We currently work directly with the largest companies in the world providing investments, mortgages, and insurance products to our clients with customized solutions always at the forefront.
Real Solutions